Why take out Home Insurance: 5 reasons that will surely convince you

Why take out Home Insurance: 5 reasons that will surely convince you

This insurance can alleviate several inconveniences and help you in times of emergency. To convince you of the importance of taking out home insurance, we will explain below why and how to do this with a list of reasons that will surely convince you to take out a policy.

Why take out Home Insurance?

Believe me, there is no shortage of arguments for you to have home insurance. Here we have gathered some of the most relevant reasons.

1. Price

We know that a very important point when deciding whether or not to make another financial commitment is value. If you were wondering what the value of home insurance is, you can rest assured: the price of home insurance does not reach 1% of the value of the property.

In addition, the cost is reduced if your home is in a gated community or has security equipment installed and, from the first renovation, if there is no accident, you earn a bonus. Therefore, the value to hire home insurance is, contrary to what many think, quite affordable.

And, at the end of the day, hiring home insurance is an investment, because, in times of need, you will have insurance help.

2. Security

The great reason to hire home insurance is security, as it is possible to rely on it in many situations. But what does home insurance cover? Some of the main home insurance coverages include:

  • Fire;
  • Robbery and theft;
  • Electrical damage;
  • Vehicle impact and aircraft crash;
  • damage to windows;
  • Windstorm, tornado and hail;
  • Civil responsibility.

These are some of the basic and additional coverage of home insurance. In addition to them, you can also add other coverages when contracting your home insurance. So you can customize it to suit your exact needs.

3. Indemnities

By taking out home insurance and guaranteeing all the coverage we have already mentioned, you will have full support to rebuild your home, repurchase assets and everything else that is necessary.

All claims will be detailed in your home insurance contract. That way, you’ll know exactly what you can count on in case of unforeseen circumstances.

4. Emergency assistance and services

Few know, but home insurance offers services that go beyond compensation in the event of an accident, they are assistance and emergency services . Among them we have:

  • Keychain;
  • Electrician;
  • Glazier;
  • Plumber;
  • home appliance repair;
  • Electronics repair.

In addition to these, which are emergency, there are also other services that you will be able to count on when hiring your home insurance, such as cleaning gutters, changing tiles and cleaning the water tank.

5. Payment

As if all the reasons we have listed were not enough, thinking about making your life even easier, we offer several forms of payment. Conditions may vary according to each insurance company, but for everyone we can guarantee that there are also great conditions for interest-free installments.

In the end, with so many advantages and low prices, hiring home insurance is definitely worth it. convinced?


  1. It’s great that you talked about how home insurance could alleviate several inconveniences and help you in times of emergency. We just bought a new house and we want to make sure that we won’t have any problems with in case of emergencies. With that in mind, we should probably take home insurance.


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